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RULES
OF PROFESSIONAL CONDUCT AND
ETHICS
The
following Rules of Professional
Conduct and Ethics were created
by the National Association of
Public Insurance Adjusters, and
are applicable to Figlin &
Associates.
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The
members shall conduct themselves
in a spirit of fairness and
justice to their clients,
the Insurance Companies, and
the public.
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Members
shall refrain from improper
solicitation.
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No
misrepresentation of any kind
shall be made to an assured
or to the Insurance Companies.
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Commission
rates shall be fair and equitable,
and strictly in acccordance
with the prevailing custom
in the locality, and must,
where laws or regulations
of insurance departments exist,
comply fully with such laws
or regulations.
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Members
shall conduct themselves so
as to command respect and
confidence. They shall work
in harmony with one another,
with their clients, and the
Insurance Companies' representatives,
so as to foster a cordial
and harmonious relationship
with all branches of the insurance
business, and with the general
public.
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Members
must be fitted, by knowledge
and experience, for the work
they undertake. They must
not endanger the interests
of the public adjusting profession,
or risk injustice to assureds
or to the Insurance Companies,
by attempting to handle losses
or claims for which they are
not qualified, and for which
they cannot find competent
technical assistance.
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Members
shall not engage in the unauthorized
practice of law.
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Members
shall not acquire any interest
in salvaged property or participate
in any way, directly or indirectly,
in the reconstruction, repair
or restoration of damaged
property, except with the
knowledge consent and permission
of the assured.
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Members
shall be cooperative and assist
one another in every possible
way.
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Members
shall not disseminate or use
any form of agreement, advertising,
or any printed matter that
is harmful to the profession
of public adjusting, or which
does not comply with the rules
and regulations of the Insurance
Department of the state in
which such member is professionally
engaged, or which might subject
public adjusting and public
adjusters to criticism or
disrespect.
Copyright © 2010 Stephen R.
Figlin & Associates
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